Free Idaho mortgage calculator for purchase & refinance. Calculate payments with taxes, insurance & PMI. Get personalized rates from Jesse Stroup, NMLS 6229.
Free Idaho mortgage calculator for purchase & refinance. Calculate payments with taxes, insurance & PMI. Get personalized rates from Jesse Stroup, NMLS 6229.
Calculate your monthly payment for buying a home or refinancing in Idaho. Get instant estimates including taxes, insurance, and PMI. No sign-up required.
Trusted Idaho Mortgage Expert
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Calculate your estimated monthly mortgage payment for purchasing a home or refinancing in Idaho. Includes principal, interest, taxes, insurance, and PMI.
These are estimates only. For accurate, personalized rates based on your credit profile and specific Idaho property, request a custom quote below.
Whether you're buying your first home, upgrading, investing, or refinancing, I offer the right loan program for your needs.
First-time buyer or moving up? Get pre-approved and shop with confidence.
Lower your rate, reduce payments, or tap into your home equity.
Finance rental properties and build your real estate portfolio.
Unique solutions for self-employed, unique properties, and more.
"Jesse was spectacular throughout the entire process of us buying a new home and moving to Idaho. He touched base regularly and made sure we were 100% ready when it was go time. He had us clear to close a week before the closing date."
The Hunters
"I was shocked how quickly it all came together. The process was easier and less stressful than buying a car. Jesse was upfront with the full process and what I should expect. AWESOME experience!!!"
Judene Smith
"First-time homebuyer officially! Jesse has a great way of explaining everything and making sure you are a well-informed buyer. His quotes were accurate and I was pleasantly surprised by the fees. If Jesse tells you something, you can have full faith that he is being truthful."
Danthraxxx
"It was a pleasure working with Jesse. He answered all my questions even though I let him know upfront it would be 3-6 months before I was ready. When we were ready, the process was quick and easy. He was very transparent with great communication."
Ricky Harder
"As a local realtor, I've partnered with Jesse on many deals. I recommend him because he makes things smooth for clients. When I purchased my own home, Jesse helped us score an amazing rate buy down saving us thousands. He continues to prove why I recommend him."
Emily Meraz, Realtor
"Jesse is top-notch! The best loan officer I have ever worked with. If you have a deal you think you can't get done, call Jesse! He can make miracles happen. Thank you so much for all your help — you were amazing."
Lori Keller
Not all mortgage calculators are created equal. Our Idaho-specific tool includes accurate local property tax rates, typical Idaho homeowner's insurance costs, and current market rates.
Accurate Idaho property tax rates by county and typical insurance costs for Idaho homes.
See your total monthly payment including principal, interest, taxes, insurance, and PMI.
No waiting, no email required. Get your estimate immediately and adjust scenarios in real-time.
Use the calculator to see how different down payment amounts affect your monthly payment and PMI requirements.
Enter your current loan balance and new rate to see potential monthly savings and break-even point.
Pro Tip
Idaho property taxes vary significantly by county. Ada County averages around 0.85% while Canyon County is closer to 1.2%. Use the calculator to estimate based on your target area.
Your Idaho Mortgage Expert
When you use my Idaho mortgage calculator and decide to move forward, you're not just getting a loan — you're getting a partner who understands the local Idaho market. I've helped hundreds of Idaho families achieve their homeownership dreams through purchase loans and save thousands through strategic refinancing.
Whether you're buying in Boise, refinancing in Meridian, or investing in Idaho Falls, I provide personalized service and competitive rates tailored to your unique situation.
21+
Years Experience
Common questions about using our Idaho mortgage calculator for purchase and refinance loans
The calculator gives you a great estimate. Now let's get you real, personalized rates based on your credit profile and specific situation. No obligation, no pressure.
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Fast Response Time
Usually within 1 hour during business hours
I'll review your information and get back to you with personalized rates within 1 hour.
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Your trusted Idaho mortgage expert. Helping families achieve homeownership and save money through strategic refinancing across the Gem State.
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